DONT’s For First Time Homebuyers:

•  Change Careers!

To secure a mortgage in the next 6-12 months, it is of the upmost importance to sustain your job security! If possible, it is smart to remain in your present position until your purchase is closed! If by chance, you get offered a job that is absolutely ideal and pays more, then it is probable that you will still get your loan approved. Just a word of warning that you might have to jump through more hoops to get to your desired end!

•   Make Large Purchases!

It isn’t smart to make large purchases during this timeframe ( i.e. getting approved for your loan). Large purchases can include, buying a new car, buying lots of/ expensive pieces of furniture, or expensive pieces of art for your new home. These sorts of purchases can affect your credit and set off red flags for lenders! Take our advice, and wait until everything is settled and you are in your new home before making those types of purchases.

•   Get Attached To The 1st Home You See!

It happens more times than you could believe! The buyer falls in love with the first house that they place an offer on, and often become heartbroken if they don’t get it. So many factors are involved in a successful real estate contract so let us be your guide to the ever-fruitful Decatur market so you have realistic expectations from the get go.

•   Miss Any Opportunity To Negotiate!

First-time homebuyers often don’t know the large varieties of negotiations that can take place before escrow closes. We can help you negotiate the price,negotiate for repairs that may need to be done,  negotiate a new paint job, or even negotiate an extended move-in/out window to name a few!

•   Skip a Home Inspection!

This is very, very important! Do not ever skip a home inspection on your 1sthome. You want to know exactly what sort of situation you are getting yourself into before buying, after all! Let us help you learn more about home inspections and common problems to keep an eye out for!

•  Give up.

Buying a home can be a long process, but we assure you it’s worth the wait as it is so very rewarding in the end! Don’t give up if you don’t find what you’re looking for right away. New houses come on the market all the time and we are here to help you find the right home for the right price!